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Loan Rates
| Type | APR |
| Seasonal ($2000/1 year Max.) |
7.00 % |
| Personal/Signature Unsecured | 10.00 % |
| Visa Platinum | 8.95 % |
| Visa Classic | 11.90 % |
Auto Loan
2008 & 2007 Models*
| Term | APR at up to 100% of Dealer List |
| Up to 24 Mos. Financing | 3.50 % |
| Up to 36 Mos. Financing | 4.50 % |
| Up to 48 Mos. Financing | 4.75 % |
| Up to 60 Mos. Financing | 5.75 % |
| Up to 72 Mos. Financing** | 6.75 % |
| Up to 84 Mos. Financing** | 7.75 % |
*New Title Only.
**Vehicle value must be over $20,000.
Secured Used Models*
| Model Year | Term in Months | APR at up to 80% of NADA Retail | APR at up to 100% of Nada Retail |
| 2008 - 2005 | 60 | 9.00 % | 9.50 % |
| 2004 and older | 36 | 9.75 % | n/a |
*Loans require credit approval.
Boat/Plane Loans
| Term of financing | New | Used |
| 1 - 60 Months | 9.75 % APR | 9.75 % APR |
| 61 - 84 Months | 10.25 % APR | 10.75 % APR |
| 85 - 120 Months | 10.75 % APR | N/A |
Share Secured Loans
| Term of Financing | APR |
| 1 - 60 Months | min. 4.00 % * |
Home Equity Loans
| Term of Financing | APR |
| 1 - 84 Months(Applicable fees) | 5.00 % |
| 85 - 144 Months(Applicable fees) | Call for details |
| 145 - 180 Months(Applicable fees) | Call for details |
1st Mortgages - Contact us for terms and rates
Notes:
1) All rates subject to change without prior notice.
2) Refinancing of existing loans will not be conducted except in circumstances
approved by the loan officer.
3) Each application is reviewed by the loan officer and will be approved or
denied on its merits.
4) APR stands for Annual Percentage Rate.
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| We Do Business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. |
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